Wally Saucedo International, Inc.
Abundant Life Strategies
for a
Healthy Wealthy Wise
Body Mind Soul
True Wealth Optimization System
Abundant Life Strategies
for a
Healthy Wealthy Wise
Body Mind Soul
True Wealth Optimization System
Balanced Living Through Integrated
Personal Financial Planning
Professional & Business Planning...
Because You Are Worth It!
By Wally G. Saucedo III
By Wally G. Saucedo III
Our Vision Statement
Wally Saucedo is the Trusted Professional who enables People and Organizations to Shape Their Future. Combining insight with integrity, Wally Saucedo delivers value by:
Communicating the total picture with clarity and objectivity,
Translating complex information into critical knowledge,
Anticipating and creating opportunities, and
Designing pathways that transform vision into reality.
Our Core Purpose for You
Making sense of a changing and complex world.
True Wealth Optimization
We believe “it is more important that Values are understood before Assets are valued”. You know how when most people think of assets, they usually only think of things such as money, their home, or their investments? Well, what we do is help people optimize all of their assets. In order of importance, we first optimize Human Assets such as your values, family, relationships, health, unique abilities, and time. Second, we optimize your Intellectual Assets such as your wisdom, education, experiences, alliances and skills. Third, we optimize your Financial Assets.
We believe that “True Wealth” is comprised of all three asset categories. Therefore, our mission is to assist families in identifying their stewardship responsibility to “true wealth” by creating unique systems, strategies and structure for family and financial empowerment with ongoing accountability to enrich quality of life without giving up choice and control.
7 Key Areas of Life
A balanced life is a Life of Joy. To realize your full potential you must gain balance in Key Areas of Life. We have chosen the following seven as a guideline.
___Spiritual
Wally Saucedo is the Trusted Professional who enables People and Organizations to Shape Their Future. Combining insight with integrity, Wally Saucedo delivers value by:
Communicating the total picture with clarity and objectivity,
Translating complex information into critical knowledge,
Anticipating and creating opportunities, and
Designing pathways that transform vision into reality.
Our Core Purpose for You
Making sense of a changing and complex world.
True Wealth Optimization
We believe “it is more important that Values are understood before Assets are valued”. You know how when most people think of assets, they usually only think of things such as money, their home, or their investments? Well, what we do is help people optimize all of their assets. In order of importance, we first optimize Human Assets such as your values, family, relationships, health, unique abilities, and time. Second, we optimize your Intellectual Assets such as your wisdom, education, experiences, alliances and skills. Third, we optimize your Financial Assets.
We believe that “True Wealth” is comprised of all three asset categories. Therefore, our mission is to assist families in identifying their stewardship responsibility to “true wealth” by creating unique systems, strategies and structure for family and financial empowerment with ongoing accountability to enrich quality of life without giving up choice and control.
7 Key Areas of Life
A balanced life is a Life of Joy. To realize your full potential you must gain balance in Key Areas of Life. We have chosen the following seven as a guideline.
___Spiritual
___Intellectual
___Physical
___Physical
___Familial
___Social
___Social
___Professional
___Financial
6 Simple Steps
People today desperately want and need to shape their future the way they want it. The secret is to find advisors who combine insight with integrity and guide you through the “financial landmines”. The most highly trusted advisors deliver value by communicating the total picture with clarity and objectivity, translating complex information into critical knowledge, anticipating and creating opportunities, and designing pathways that transform vision into reality.
___Financial
6 Simple Steps
People today desperately want and need to shape their future the way they want it. The secret is to find advisors who combine insight with integrity and guide you through the “financial landmines”. The most highly trusted advisors deliver value by communicating the total picture with clarity and objectivity, translating complex information into critical knowledge, anticipating and creating opportunities, and designing pathways that transform vision into reality.
The best consultants today have systems that cover every aspect of your life to get you from where you are now to where you want to be. Your best consultants will establish close working relationships with you to uncover your most valued wants, needs and desires so they can design custom solutions that enable you to shape your future the way you want it.
Your advisors should always be looking for a better solution for you; should place a very high value on continuing education beyond certifications and believe it is important to continuously acquire new skills and knowledge their clients can use. The most effective leaders in the world are generalists who employ specialists who are smarter than they are. Has your current advisor spent over a thousand hours in class in the past year alone keeping up on accounting, financial planning, taxation, business and personal development in addition to utilizing an extensive audio and video resource library?
Advisors need a detailed understanding of their client’s financial goals and desires to offer customized choices designed to fit their needs on an ongoing basis. Today’s best advisors are not product pushers or investment generalists that orient their business around transactions; they are holistic advisors who embrace the importance of developing a Healthy Wealthy Wise Body Mind Soul. Their Core Purpose is making sense of a changing and complex world so you can enjoy life to its fullest. Here is the six-step process:
Step 1. Account for Where You Are
The world we live in has become so complex and overwhelming that many people do not know where to start to gain control!
___Are you leading a life of quiet desperation that is out of balance and out of control?
Step 1. Account for Where You Are
The world we live in has become so complex and overwhelming that many people do not know where to start to gain control!
___Are you leading a life of quiet desperation that is out of balance and out of control?
___Are you finding it difficult to make ends meet no matter how much time you devote?
___Are you looking for financial peace of mind and finding a continuous challenge?
___Are you burdened with credit card and student loan debt?
___With life expectancy at its longest ever are you waiting longer until retirement?
___Are you still using a tax preparer instead of a tax planner and missing the big deductions?
___Do you need a way to keep more income from multiple sources and accumulate more cash?
We help you take a Time and Money accounting of where you are now in Seven Key Areas of Life:
We help you take a Time and Money accounting of where you are now in Seven Key Areas of Life:
___Spiritual
___Intellectual
___Physical
___Physical
___Familial
___Social
___Social
___Professional
___Financial
Step 2. Account for Where You Want To Be
Did you know that Success in Life has more to do will Goal Selection than ability? You deserve the best life has to offer. Be committed to developing your true potential so you can make a substantial contribution to society in the ways that are important to you. Be committed to setting and achieving goals in all 7 Key Areas of Life. We help you assign Time and Money values for each or your goals. If you miss your goal deadline then reset it.
___Financial
Step 2. Account for Where You Want To Be
Did you know that Success in Life has more to do will Goal Selection than ability? You deserve the best life has to offer. Be committed to developing your true potential so you can make a substantial contribution to society in the ways that are important to you. Be committed to setting and achieving goals in all 7 Key Areas of Life. We help you assign Time and Money values for each or your goals. If you miss your goal deadline then reset it.
___Goal Setting
___Budgeting
3. Devise a Plan
Our job is to help you Preserve, Multiply & Create Wealth. What many people fail to consider is that once that wealth is in hand it may be subject to taxation. Our job continues as we strategize tax Elimination, Minimization, Deferral and Conversion.
3. Devise a Plan
Our job is to help you Preserve, Multiply & Create Wealth. What many people fail to consider is that once that wealth is in hand it may be subject to taxation. Our job continues as we strategize tax Elimination, Minimization, Deferral and Conversion.
PERSONAL PLAN: You live in a very complex society that revolves around finances. Personal Financial Planning is in a constant state of development and requires a Collaborative Approach among Advisors. We help you develop a coordinated effort of the many advisors you will need to succeed and will include addressing the following areas:
___Accounting
___Asset Protection
___College Planning
___College Planning
___Debt Management
___Estate Planning
___Estate Planning
___Home Equity Planning
___Insurance-Life
___Insurance-Life
___Insurance-Property
___Investments
___Investments
___Legal Planning
___Mortgage Planning
___Mortgage Planning
___Real Estate
___Retirement Planning
___Retirement Planning
___Tax Planning
___Tax Preparation
Our philosophy states that if you want to take advantage of the Tax Laws you have to be in business for yourself. Employees pay the highest tax rates, self-employed individuals pay less in taxes and employers receive the greatest tax benefits for providing jobs. Once you have a business as discussed below and you pull out the profits and drop them into your household, it is like having another business. Most people have their greatest Financial Wealth in their personal financial affairs and not in their business.
BUSINESS PLAN: Americans spend most of their money on taxes and interest. Our tax laws were written by businesspersons for businesspersons and if you do not have a business you cannot take advantage of the tax laws. Most of us have something we like to do. The challenge is to first determine what you like to do - those things you're good at, and that give you a great deal of satisfaction - and then repackage those skills into a business venture. When your Personal Financial Plan has been developed using various financial advisors and a need for additional financial resources has been determined in order to attain all your goals, it is then time to look at where your business needs to be financially. We are not only experts in everyday business operations; we are also experts in Business Strategies.
Wally Saucedo’s first business passion was accounting and taxation for business. We help you focus on building a business with planning, policies and procedures so the business operates like a machine with or without you. What you end up with is an asset you can sell later and not just another job.
___Tax Preparation
Our philosophy states that if you want to take advantage of the Tax Laws you have to be in business for yourself. Employees pay the highest tax rates, self-employed individuals pay less in taxes and employers receive the greatest tax benefits for providing jobs. Once you have a business as discussed below and you pull out the profits and drop them into your household, it is like having another business. Most people have their greatest Financial Wealth in their personal financial affairs and not in their business.
BUSINESS PLAN: Americans spend most of their money on taxes and interest. Our tax laws were written by businesspersons for businesspersons and if you do not have a business you cannot take advantage of the tax laws. Most of us have something we like to do. The challenge is to first determine what you like to do - those things you're good at, and that give you a great deal of satisfaction - and then repackage those skills into a business venture. When your Personal Financial Plan has been developed using various financial advisors and a need for additional financial resources has been determined in order to attain all your goals, it is then time to look at where your business needs to be financially. We are not only experts in everyday business operations; we are also experts in Business Strategies.
Wally Saucedo’s first business passion was accounting and taxation for business. We help you focus on building a business with planning, policies and procedures so the business operates like a machine with or without you. What you end up with is an asset you can sell later and not just another job.
Developing the Business Plan includes the traditional topics such as:
___Executive Summary
___Company Background
___Products
___Products
___Services
___Industry, Competition, Market
___Industry, Competition, Market
___Marketing Plan
___Operating Plan
___Operating Plan
___Management, Organization
___Goals & Strategies
___Goals & Strategies
___Financial Assumptions
Supplementing the Business Plan includes:
___Business Valuation
Supplementing the Business Plan includes:
___Business Valuation
___Buy Sell Agreements
___Collaboration and Networking
___Collaboration and Networking
___Entity Selection
___Financing Alternatives
___Financing Alternatives
___General Legal Counsel
___Employee Benefits
___Employee Benefits
___Financial Reporting Systems
___Human Resources & Payroll
___Human Resources & Payroll
___Record Keeping Systems
___Sales Process
___Sales Process
___Succession Planning & Exit Strategy
___Tax Planning
___Tax Planning
___Tax Preparation
Step 4. Implement the Plan
The best-laid plans are of no value if they are not implemented. We keep you accountable for achieving your goals by leading you through the implementation process on your Business and Personal Financial Plan.
Personal Financial Plan & Monitoring: Features a Comprehensive Financial Plan to achieve your goals in Seven Areas of Life. Monitoring with QuickBooks Accounting Software your monthly Personal finances including a Personal Balance Sheet and Personal Income & Expense Statement, monthly Abundant Life Strategies Newsletter, and Unlimited Phone Consultations.
Step 4. Implement the Plan
The best-laid plans are of no value if they are not implemented. We keep you accountable for achieving your goals by leading you through the implementation process on your Business and Personal Financial Plan.
Personal Financial Plan & Monitoring: Features a Comprehensive Financial Plan to achieve your goals in Seven Areas of Life. Monitoring with QuickBooks Accounting Software your monthly Personal finances including a Personal Balance Sheet and Personal Income & Expense Statement, monthly Abundant Life Strategies Newsletter, and Unlimited Phone Consultations.
Your personal finances evaluated by professionals addressing areas such as:
___Accounting
___Asset Protection
___College Planning
___College Planning
___Estate Planning
___Home Equity Planning
___Home Equity Planning
___Investments
___Legal Planning
___Legal Planning
___Life & Disability Insurance
___Mortgage Planning
___Mortgage Planning
___Property & Casualty Insurance
___Retirement Planning
___Tax Planning
Benefits are ongoing monthly monitoring through review of monthly personal financial statements with the intent to be:
Benefits are ongoing monthly monitoring through review of monthly personal financial statements with the intent to be:
___Increase Assets
___Reduce Debt
___Build Equity
___Build Equity
___Increase Income
___Reduce Expenses
___Reduce Expenses
___Reduce Taxes
Business Financial Plan & Monitoring: Monitoring with QuickBooks Accounting Software your monthly Business finances including a Business Balance Sheet and Business Income & Expense Statement, monthly Abundant Life Strategies Newsletter, and Unlimited Phone Consultations. Features a Business Plan to achieve goals in Seven Areas of Life.
Benefits are ongoing monthly monitoring through review of monthly business financial statements and ongoing advice to systemize your business to free up your time and build your business to fund the needs of your household.
In order to ensure the success of our planning we reserve the right to require that certain financial products required to complete your planning be obtained through our recommended providers. Financial products may include mortgages, real estate, insurance products, annuities, retirement plans, etc.
Step 5. Monitor the Results
Personal and Business accounting systems are like report cards that measure the results achieved against the results you desire. As you develop your business the plan is to take tax advantaged money out of the business and drop it into your household which is like another business. In a world so dependent on finances, the best way to monitor results is with accounting software like QuickBooks to capture ALL financial details in your Personal and Business life. We help you set up recordkeeping and reporting systems to monitor progress toward your goals. We provide you with monthly, quarterly, semi-annual and annual recaps. Annual Advisor Review is a series of questions your individual team of advisors will be asked about the value they have provided and intend to provide to you.
Step 6. Adjust as Necessary
As you expand your vision of what an Abundant Life you can lead, you must adjust the dollar value attached to your goals and enter them into your financial accounting system. Include a lot of personal development in order to contribute more to the World and always remember to work on your business and not in your business by developing systems that run with or without you and create a business with value that can be sold for a large gain later.
Business Financial Plan & Monitoring: Monitoring with QuickBooks Accounting Software your monthly Business finances including a Business Balance Sheet and Business Income & Expense Statement, monthly Abundant Life Strategies Newsletter, and Unlimited Phone Consultations. Features a Business Plan to achieve goals in Seven Areas of Life.
Benefits are ongoing monthly monitoring through review of monthly business financial statements and ongoing advice to systemize your business to free up your time and build your business to fund the needs of your household.
In order to ensure the success of our planning we reserve the right to require that certain financial products required to complete your planning be obtained through our recommended providers. Financial products may include mortgages, real estate, insurance products, annuities, retirement plans, etc.
Step 5. Monitor the Results
Personal and Business accounting systems are like report cards that measure the results achieved against the results you desire. As you develop your business the plan is to take tax advantaged money out of the business and drop it into your household which is like another business. In a world so dependent on finances, the best way to monitor results is with accounting software like QuickBooks to capture ALL financial details in your Personal and Business life. We help you set up recordkeeping and reporting systems to monitor progress toward your goals. We provide you with monthly, quarterly, semi-annual and annual recaps. Annual Advisor Review is a series of questions your individual team of advisors will be asked about the value they have provided and intend to provide to you.
Step 6. Adjust as Necessary
As you expand your vision of what an Abundant Life you can lead, you must adjust the dollar value attached to your goals and enter them into your financial accounting system. Include a lot of personal development in order to contribute more to the World and always remember to work on your business and not in your business by developing systems that run with or without you and create a business with value that can be sold for a large gain later.
This Type of Financial Service is Unique
The pursuit of excellence demands groundbreaking practices, acute insight and expert skills. Backed up by decades of rigorous study and practical application, we deliver precisely the tools and strategies you need to gain that control.
The pursuit of excellence demands groundbreaking practices, acute insight and expert skills. Backed up by decades of rigorous study and practical application, we deliver precisely the tools and strategies you need to gain that control.
Your advisors should provide you with a one of one consultative approach because they have a fiduciary responsibility as your most Trusted Advisors to help you see the total picture with clarity and objectivity. Professionals with titles such as Coach, College Planner, CPA, Estate Planner, Financial Planner, Life Agent, Loan Officer, Mentor, Mortgage Planner, Property & Casualty Agent, Realtor, Registered Investment Advisor, Retirement Planner, Tax Planner, etc. best handle comprehensive solutions to your concerns with a multi-disciplinary collaborative approach.
I have identified the following 7 Greatest Mistakes You Can Make In Your Financial Plan
1. Not Being Comprehensive in your planning
I have identified the following 7 Greatest Mistakes You Can Make In Your Financial Plan
1. Not Being Comprehensive in your planning
Just because someone calls himself or herself, a financial planner does not mean you get a financial “plan”. Most financial “planners” are merely product salespersons. A Comprehensive Financial Plan includes numerous critical products and services such as Asset Protection Planning, Cash Flow Management, College Planning, Estate Planning, Insurance Planning, Investment Planning, Mortgage Planning, Retirement Planning, Tax Planning, etc. to name a few.
2. Not Being Collaborative in your approach
No advisor can know everything about financial management and all the necessary products and services needed in a Comprehensive Financial Plan. Various advisors that must work in a collaborative manner on the overall financial plan include Banker, Certified Public Accountant, College Planner, Estate Lawyer, Certified Financial Planner, Insurance Agent, Mortgage Planner, Registered Investment Advisor, Stock Broker, Tax Planner, etc. to name a few.
3. No Lead Advisor
2. Not Being Collaborative in your approach
No advisor can know everything about financial management and all the necessary products and services needed in a Comprehensive Financial Plan. Various advisors that must work in a collaborative manner on the overall financial plan include Banker, Certified Public Accountant, College Planner, Estate Lawyer, Certified Financial Planner, Insurance Agent, Mortgage Planner, Registered Investment Advisor, Stock Broker, Tax Planner, etc. to name a few.
3. No Lead Advisor
Even if a person were to assemble all the proper professionals involved in their planning there is still a need for a Lead Advisor to Orchestrate and oversee the plan. One advisor's recommendations may appear to conflict with another advisor's recommendations if the whole story is not known, understood and communicated.
4. Not Being on Top of Your Numbers
4. Not Being on Top of Your Numbers
We are a very highly educated society; however, we are not money management in school. Financial Illiteracy is a major problem within our society and many people are totally in the dark and willing to hope their advisors are knowledgeable. We advise everyone to track their finances for both business and personal affairs in a good piece of accounting software like QuickBooks.
5. Not Integrating Business and Professional Planning
For most people the Comprehensive Financial Plan is an expensive undertaking involving various products and services. There may also be separate fees for ongoing Wealth Management services to oversee the Financial Plan. Often times, there is simply not enough money to go around. Optimizing professional and business opportunities are crucial considerations to supplement the Financial Plan. When you take profits from your business and drop them into your household, it is like having another business that needs to be properly managed; and that is where most of your wealth is. Your Lead Advisor must not only be an expert in Personal Financial Planning but also very well versed in Business Planning and Management. Another key consideration is that with a business, many non-tax deductible expenses become tax-deductible business expenses.
6. Not Integrating Life Planning
Life planning is a step beyond quantitatively driven Wealth Management, which is the implementation of the Financial Plan. With Life Planning your dreams, goals and aspirations in Seven Key Areas of Life become the main focus — not your balance sheet and cash flow. With Life Planning, your Lead Advisor sets no limits on what is possible for you and our life.
7. No Annual Review
Financial Planning is an ongoing process that is continually evolving. Your team of advisors needs to know the changes in your life to advise accordingly. We recommend an annual review of your advisors to ensure they are serving you to their fullest capacity.
In a general sense, as I look at the array of financial issues to be addressed in True Wealth Optimization I see a hierarchy as follows:
A. Diamond Level Accomplishment
A. Diamond Level Accomplishment
12. Self-Actualization
11. Life Re-Engineering
10. Financial Independence
B. Emerald Level Accomplishment
11. Life Re-Engineering
10. Financial Independence
B. Emerald Level Accomplishment
9. Business Development
8. Asset Protection Planning
7. Tax Planning
C. Ruby Level Accomplishment
8. Asset Protection Planning
7. Tax Planning
C. Ruby Level Accomplishment
6. Bookkeeping
5. Self-Employment
4. Estate Planning
D. Sapphire Level Accomplishment
5. Self-Employment
4. Estate Planning
D. Sapphire Level Accomplishment
3. Investments
2. Insurance
1. Income Tax Filing
You Probably Have Questions
I already have a financial plan! This program and its contents are under constant development. Wally Saucedo states it this way: “I am always looking for a better solution for my clients.” Wally Saucedo is naturally drawn to financial concepts and solutions and has devoted his life to sorting through the array of concepts in the profession. When was the last time you were approached by a professional who mentioned 1. Life Goals,
2. Insurance
1. Income Tax Filing
You Probably Have Questions
I already have a financial plan! This program and its contents are under constant development. Wally Saucedo states it this way: “I am always looking for a better solution for my clients.” Wally Saucedo is naturally drawn to financial concepts and solutions and has devoted his life to sorting through the array of concepts in the profession. When was the last time you were approached by a professional who mentioned 1. Life Goals,
2. Personal Finance and 3. Business Finance in the same sentence. Worst case, you get another opinion on your current plan by taking advantage of your RISK-FREE NO-OBLIGATION consultation.
How long will it take? Some of our most valuable strategies can be developed in a matter of hours through Tax Planning & Business Development. For many people taxes and interest are their biggest expenses and there are strategies for both that are worth millions of dollars in wealth. You will typically use a one year time frame to get started on your journey of Life Long Development and recognize the need for ongoing monitoring through the various Life Stages. Your financial strategies will vary throughout life stages such as childhood, college years, career, military & reserves, couples & marriage, parenthood, home ownership, entrepreneurs, life crises, sandwich generation, retirement & estate planning.
I already have an accountant and CPA! You also have insurance agents, investment advisors and various other advisors available who are all working (in the dark) like the blind men washing the elephant. One blind man thought the elephant was like a large leaf (the ears) , one blind man thought the elephant was like a snake (the trunk), another blind man thought the elephant was like a tree (the legs) and the final blind man thought the elephant was like a wall (the sides). All four blind men were right, but none were completely right. A collaborative approach will help you and your advisors see the complete picture with clarity and objectivity. Don’t be satisfied with “advisors” who work with your history doing bookkeeping and tax preparation; speed up the picture and take yourself out into the future your really deserve. Wally Saucedo is an entrepreneur who has undergone extensive training and continuing education in numerous fields of expertise. Wally Saucedo holds licenses as a California CPA (Certified Public Accountant) (67156), California Life Agent (0760857) & California Real Estate & Mortgage Professional (01364013). Wally’s continuing education includes Mortgage Planner, College Planner, and Missed Fortune 101 T.E.A.M. (The Equity Alliance Matrix) Member. Wally Saucedo is uniquely qualified to help you orchestrate the many advisors you will need to achieve high levels of financial and personal success. You are the Chief Executive Officer of your life and Wally Saucedo is your Chief Financial and Personal Development Officer.
I can do it myself! The American Institute of Certified Public Accountants launched its 360 Degrees of Financial Literacy program because Americans have a serious problem; they love money and don’t know how to use it wisely. If you are reading this Special Report then you are looking for a better solution right now, can you afford to waster another decade or two? New tax laws, more sophisticated investments and evolving financial strategies are enough to overwhelm even the finest financial advisors.
I can do it myself! The American Institute of Certified Public Accountants launched its 360 Degrees of Financial Literacy program because Americans have a serious problem; they love money and don’t know how to use it wisely. If you are reading this Special Report then you are looking for a better solution right now, can you afford to waster another decade or two? New tax laws, more sophisticated investments and evolving financial strategies are enough to overwhelm even the finest financial advisors.
I’m too busy! Your Free Consultation could be the most valuable time of your whole life! We are Financial Strategists, we do all the work. One strategy alone could increase your assets by $100,000. Another strategy could decrease your debt by $100,000. The third strategy could increase your income by $100,000. The 4th strategy could decrease taxes by $100.000. One strategy upon another multiplied out over a lifetime is what you will need to become a Millionaire.
When can we get started? It is recommended you start this process right away because life is certain and life is uncertain. You certainly can achieve the Life of Your Dreams and opportunity can pass you by and tragedy can strike at any time. Small shifts in finances now, multiplied out over a lifetime will make a tremendous difference in future monthly income.
How Much Does It Cost? A very small percentage of the benefit you receive. This is an investment in regaining Your Life; developing a plan that sets you free to live the life, you love. A good Trusted Advisor will find you an extra $100,000 or a $1,000,000 that you did not know you had. Developing your business will create an extra $100,000 or a $1,000,000 that you will need. If you could save an extra $100,000 in taxes, how much is that worth to you? How much would you pay to put an extra $1,000,000 in the bank? Our fees range from free on evaluations and commission based financial solutions to professional hourly rates to a percent of assets under management. For instance, at our highest level of service if you have cash, investments, homes, etc. totaling $1,200,000 our fee is $12,000 for a one-year consulting engagement whereby we have your affairs evaluated numerous professionals.
Your Guarantee
We will uncover opportunities in your RISK FREE-NO OBLIGATION consultation GUARANTEED or if we cannot help you, we will let you know. What’s the worst that can happen, you get a confirmation that every aspect of your current plan to become a millionaire is right on track, right? What’s the best that can happen; we help you achieve a balanced life and gain control of your personal & business finances. A collaborative approach to planning your future is the surest way to get to your destination with the least effort. Have you ever been given the wrong financial advice? Maybe you have and don’t even know it. You can cancel service at any time but remember you are buying money at a discount by significantly improving your financial position in the following ways:
___Preserving Assets
Your Guarantee
We will uncover opportunities in your RISK FREE-NO OBLIGATION consultation GUARANTEED or if we cannot help you, we will let you know. What’s the worst that can happen, you get a confirmation that every aspect of your current plan to become a millionaire is right on track, right? What’s the best that can happen; we help you achieve a balanced life and gain control of your personal & business finances. A collaborative approach to planning your future is the surest way to get to your destination with the least effort. Have you ever been given the wrong financial advice? Maybe you have and don’t even know it. You can cancel service at any time but remember you are buying money at a discount by significantly improving your financial position in the following ways:
___Preserving Assets
___Increasing Assets
___Managing Debt
___Managing Debt
___Growing Net Worth
___Increasing Income
___Increasing Income
___Diversifying Income
___Creating Tax Free Income
___Creating Tax Free Income
___Increasing Tax Deductions
___Deferring Income Taxes
___Deferring Income Taxes
___Reducing Income Taxes
What others are saying about this process
“I think this is a great process that you are going through. I would love to sit down with you as you go through this process to share any insights that I have about this process and how I can help you. You think outside the box.”
What others are saying about this process
“I think this is a great process that you are going through. I would love to sit down with you as you go through this process to share any insights that I have about this process and how I can help you. You think outside the box.”
Laura Stees CPA – Cobb Stees & Company LLP - Rancho Bernardo, CA - CobbStees.com
“It’s always great to hear that valued associates are on their way to increasing their true potential and value added offerings.”
Lanny Moldofsky - PBOT Financial Group - San Diego, CA - CaliforniaBusinessBrokers.com
“Thanks very much for your time and consideration yesterday.
I appreciated meeting with you and receiving valuable knowledge.”
I appreciated meeting with you and receiving valuable knowledge.”
Martha Kahn – Yes I Kahn….Make You Sound Good - Encinitas, CA – yesikahn@yahoo.com
“I have listened to our CD about three times, you’re a very interesting man (smile) and definitely knowledgeable about your financial field, I feel like I know you well and I am sure that has added to your success because your CD makes one feel that you’re their friend.”
Carol Young - Your Travel Biz (YTB) – San Diego, CA – Arise2Travel.com
Win-Win Bonus Pile On
For a RISK-FREE NO-OBLIGATION consultation, please complete and submit the following to me via email or fax:
R Factor Questionnaire for each of Your Seven Key Areas of Life
Personal Financial Snapshot of your Assets, Liabilities, Incomes & Expenses
Personal Financial Questionnaire of Simple Yes or No Answers
During your RISK-FREE NO-OBLIGATION consultation, you will receive:
Free Personal Financial Planning Evaluation
Free Review of Estate Plan, Insurance, Investments, Retirement Plans
Free Business Financial Reporting Evaluation
Free Review Prior Years Tax Returns
Platinum Level Service Key Provisions
___Includes Gold Level Service
___A One Year Program
___Seven Key Areas of Life Goal Setting
___Six Simple Steps System
___Year-Round Financial Planning
___Fee: 1% Of Gross Estate
___Fee: $1,000 Per Month Minimum*
*See Schedule of recommended Fee Based & Commission Based Advisors – not all may apply to your situation.
Gold Level Service Key Provisions
___Includes Silver Level Service
___Monitor Personal Finances Monthly
___Monitor Business Finances Monthly
Silver Level Service Key Provisions
___Includes Bronze Level Service
___Prepare Personal Income Tax Returns
___Prepare Business Income Tax Returns
Bronze Level Service Key Provisions
___Annual Review of Business Plan
___Annual Review of Estate Plan
___Annual Review of Insurance Coverage
___Annual Review of Investments
___Annual Review of Mortgage
___Annual Review of Retirement Plan
Contact Us Now to Get Started
Gain control of your life and live in abundance doing what you want when you want
Wally G. Saucedo III, CPA
Missed Fortune T.E.A.M. Advisor
Life Agent #0760857/ DRE #01364013
Phone (760) 977-5902 Fax (866) 927-1664
http://www.wallysaucedo.com/ – admin@wallysaucedo.com
Win-Win Bonus Pile On
For a RISK-FREE NO-OBLIGATION consultation, please complete and submit the following to me via email or fax:
R Factor Questionnaire for each of Your Seven Key Areas of Life
Personal Financial Snapshot of your Assets, Liabilities, Incomes & Expenses
Personal Financial Questionnaire of Simple Yes or No Answers
During your RISK-FREE NO-OBLIGATION consultation, you will receive:
Free Personal Financial Planning Evaluation
Free Review of Estate Plan, Insurance, Investments, Retirement Plans
Free Business Financial Reporting Evaluation
Free Review Prior Years Tax Returns
Platinum Level Service Key Provisions
___Includes Gold Level Service
___A One Year Program
___Seven Key Areas of Life Goal Setting
___Six Simple Steps System
___Year-Round Financial Planning
___Fee: 1% Of Gross Estate
___Fee: $1,000 Per Month Minimum*
*See Schedule of recommended Fee Based & Commission Based Advisors – not all may apply to your situation.
Gold Level Service Key Provisions
___Includes Silver Level Service
___Monitor Personal Finances Monthly
___Monitor Business Finances Monthly
Silver Level Service Key Provisions
___Includes Bronze Level Service
___Prepare Personal Income Tax Returns
___Prepare Business Income Tax Returns
Bronze Level Service Key Provisions
___Annual Review of Business Plan
___Annual Review of Estate Plan
___Annual Review of Insurance Coverage
___Annual Review of Investments
___Annual Review of Mortgage
___Annual Review of Retirement Plan
Contact Us Now to Get Started
Gain control of your life and live in abundance doing what you want when you want
Wally G. Saucedo III, CPA
Missed Fortune T.E.A.M. Advisor
Life Agent #0760857/ DRE #01364013
Phone (760) 977-5902 Fax (866) 927-1664
http://www.wallysaucedo.com/ – admin@wallysaucedo.com
